Asset holders have money or other items of value e.g. shares that have belonged to the deceased. Liability holders are owed money from the estate.
- Bank and building society current and savings accounts - Accounts in joint names are not normally frozen but the bank or building society should still be informed.
- Mortgage company
- Landlord
- Credit and store cards
- Insurance companies e.g. life, medical, car, travel, buildings and contents. You must notify the insurance company for buildings and contents that was held in the name of the deceased as soon as possible especially if the property is now unoccupied
- Premium bonds, National Savings and other investments, such as shares or ISAs
- Hire purchase agreement / loan companies
- Electric, gas and water companies
- Telephone company
- TV licensing - you will need to return the licence and arrange a refund, if due
- TV companies, e.g. Sky
- Internet service provider