Over two thirds of the UK's population do not have a Will. If this applies to you, there is a risk that your wishes for your loved ones may not be met.
In this situation, the law will determine who benefits from your estate through the rules of intestacy, depending on your circumstances as you can see below. You can download the rules of intestacy at the bottom of this page.
Married/civil partner with children
Your partner will be entitled to at least the first £250,000 of your estate and all of your personal possessions (new rate from 1st Feb 2009). Any remaining funds or assets, including your house if it's in your sole name or as tenants in common, will be divided with half passing to your children when they reach age 18 and the other half is held in trust for your spouse/ civil partner for life.
Married/civil partner with no children
Your partner will be entitled to at least the first £450,000 and all of your personal possessions (new rate from 1st Feb 2009). Any remaining assets would be divided between your partner and any surviving relatives.
Unmarried/no civil partner with children or grandchildren
Your children and/or grandchildren will be entitled to the estate.
Unmarried/no civil partner with no children or grandchildren
Your estate will go to any other surviving relatives, according to a certain order. If you have no surviving relatives, your estate will go to the crown.